ASUIA Travel Insurance Policy – For Individuals & Family Claims

Medical Assistance and Emergency Services are implemented by our Service Providers:

Mayday Assistance
24 Hour Emergency Medical Helpline
2 Clifton Mews Clifton Hill
Brighton BN1 3HR
Tel: +44 (0) 1273 624661

Our Service Providers are at your disposal for 24 hours during 365 days/year. In case of any requirement for emergency assistance whilst abroad, please contact the Email given below:

Following information needs to be furnished by you while intimating a claim:

  • Your contact numbers
  • Policy number
  • Name of Insured person who is injured
  • Date & time of accident
  • Location of loss
  • Brief description on how the accident took place
  • Extent of loss
  • Place & contact details of the Insured Person.

The above contact details are for the Emergency Medical Assistance Claims Department only and should be used to discuss Emergency Medical claims submitted and on-going issues.

Complaints Procedure

If you are not happy with our service please write to:

Mayday Assistance

Overseas Travel Insurance - Important points to remember

Please notify your claim at Mayday Assistance call centre as soon as possible. In case you are not in a position to notify your claim, you may please take help of your relatives, friends, colleagues who can notify your claim on your behalf.

Medical Sickness/Accident

  • Notify Police authorities in case of Road Traffic accident
  • Please collect all bills and receipt and medical papers in original from Doctors, hospitals and other medical establishments.
  • Please get your claim form duly filled in and signed by the attending physician

Loss of passport:

  • Notify Police authorities immediately.
  • Please contact Indian Embassy for duplicate passport. You may take help of ISOS to locate Indian Embassy as well as know the formalities of obtaining duplicate passport.

Baggage Delay/Loss:

  • Intimate immediately about your loss to airlines.
  • Please obtain PIR report from the Airlines authority.
  • Please collect details of compensation received from airlines in case of baggage loss.
  • Trip Delay/ Cancellation/ interruption/ missed connection: Please collect Airlines correspondence certifying the cause of delay/cancellation

Financial Emergency/Bail bond:

  • Please notify Police authorities immediately
  • Please contact our service provider immediately.
  • Please contact Indian emergency if required

Personal Liability:

  • Do not commit any benefit/compensation or enter into any agreement.

How to submit a Reimbursement Claim

  • To request a Reimbursement claims form, please contact

All Seasons Underwriting Insurance Brokers Ltd (ASUIA)
Peek House, 1st Floor, 20 Eastcheap
London EC3M 1EB
United Kingdom
Tel: +44 (0) 207 481 2399

Please note, when lodging your claim with ASUIA, please make sure that the documents are sent as per the check list mentioned below:

Documents Checklist:

Medical Accident & Sickness Expenses** (Outside of country)
  • Claim form
  • Doctor's report
  • Original Admission/discharge card
  • Original Bills/Receipts/Prescription
  • Original X-ray reports/ Pathological/ Investigative reports
  • Copy of passport/Visa with Entry & exit stamp
Loss of Baggage
  • Claim form
  • Copies of Baggage Tags
  • Copies of Correspondence with the Airline authorities/Others about loss of checked baggage
  • Property Irregularity Report (obtained from Airline)
  • Details of compensation received from Airlines/Other authorities, if any
Delay of Baggage
  • Claim form
  • Copies of Baggage Tags
  • Copies of Correspondence with the Airline authorities certifying about the delay
  • Property Irregularity Report (obtained from Airline)
  • Original bills/receipts/invoices pertaining to expenses incurred/purchases made during the delay period.
Trip Delay/ Cancellation/ interruption/ missed connection
  • Claim form
  • Please attach confirmation from the airlines, clearly mentioning the scheduled arrival time and the actual arrival time
  • Copies of Correspondence with the Airline authorities certifying about the delay If trip is cancelled or interrupted due to medical reasons then provide medical reports and doctors statement
  • If trip is cancelled or interrupted due to employment reason, then termination letter from the company shall be submitted
  • If due to other insured events, police report confirming the incident shall be submitted In case the cancellation or interruption is owing to the sickness, injury or death of a traveling companion, the original tickets of the insured and the traveling companion indicating travel to the same destination for the same dates needs to be submitted All the bills / receipts of reasonable additional expenses incurred and / or proof of cancellation charges levied by the carriers shall be submitted.
Loss of Passport
  • Copy of new passport
  • Copy of previous passport (if available)
  • Original bills/invoices of expenses incurred for obtaining a new passport
  • Copy of FIR/ Police Report
Personal Liability
  • Full statement of the facts in writing
  • Witness statements
  • Any other documents relevant to the incident, including Summons, Legal Notice etc.
  • Any other information you would like to share with us.
  • Full statement of the events in writing
  • Claim Form
  • Airline correspondence (copy of Passenger List etc.)
  • Copy of ticket/ Boarding Pass
Accidental Death & Dismemberment
  • Claim form
  • Original Death Certificate,
  • Copy of FIR/Police inquest report/Coroners report)
  • Copy of Post Mortem report.
  • Dismemberment Case:
  • Copy of treatment papers along with No. 1 &3 above
Financial Emergency Assistance
  • Date of loss
  • Copy of FIR/ Police Report
Bail Bond
  • Provide the court order stipulating the required amount as bail bond
  • Police report
Sponsor Protection
  • Provide medical reports, doctor's statement giving the details of the sponsor and cause of death certificate of the sponsor
  • Medical statements from relations / spouse will not be accepted
Compassionate Visit
  • Provide Medical reports and certificate from the doctor confirming hospitalization of the insured, reason of hospitalization and duration of hospitalization
  • Doctor's statement specifically stating the need for an attendant
Study Interruption
  • Provide Medical reports, statement from the treating doctor and death certificate as a proof of the reason of study interruption
  • Medical statements from relations or spouse will not be accepted
  • Provide receipts of the university fees paid

**Please note above list is only indicative. We may call for additional documents/information or may arrange for our representative to verify the facts of the case if required

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